Your home is more than a place to live. For many Texas homeowners, it is also the single largest financial asset they own. And in 2026, that asset has likely grown substantially. Nationwide, home equity in Texas and across the country has…
If you are planning to buy a home in 2023, there are some unique market factors to consider this year. You will also find that organization and financial preparedness, will make your experience significantly easier. Let’s talk about the…
What Home Buyers Need to Know Updated January 2026 | Texaslending.com The Texas housing market continues to be one of the most dynamic real estate environments in the nation. Whether you’re a first-time buyer searching for FHA loans Dallas…
What are the advantages you have in a buyer’s market, and how can you get the best deal possible? Just last year we posted an article about “Competing in a Seller’s Market”, but since then some big changes have happened. We have seen a…
It’s not uncommon to hear the idea that renting is throwing away money. However taking a closer look at the investment that home ownership requires, in comparison to the relative freedom of renting property deserves some context. There can…
Finding a good real estate agent can make your home buying or selling experience much easier. Their knowledge of your local housing market and the detailed steps of a real estate transaction make a potential agent a true asset to you. A…
When is a good time to buy a home? If you are dreaming about becoming a homeowner, knowing when to buy a home is likely a question on your mind. The truth is that the right time to buy a home is different for every person. You should…
Organizing your finances can help make your life less stressful with some changes to your habits. The decisions you make about your money today can impact both your immediate and long-term future. Establishing some healthy financial habits…
Being strategic can help you save money on your mortgage. Buying a home is the largest investment that most Americans make in their lifetime. Your mortgage will potentially be a part of your financial plan for the next 30 years.…
How can you get the best mortgage rate in Texas? When shopping for a mortgage, comparing interest rates is the primary way that homeowners and home buyers choose a mortgage....
A seller-paid rate buy down is an option that not many home buyers know about. This type of concession can be a win-win scenario for both buyer and seller. Including...
What are the differences in a HELOC vs. Cash Out Refinance? Utilizing your home equity can be a good financial solution for many homeowners. If you have owned a home...
There are more opportunities to work remotely than ever before. Which means that a number of potential home buyers are looking for the perfect combination of home, and home office...
Looking for ideas to lower the cost of your summer electricity bills is smart. The summer heat can easily burn up your budget with high energy bills. Increasing the efficiency...
There is talk going around that we are currently in a Housing Bubble. In recent years home values have risen at a record setting pace. Concerns about inflation and a...
If you are ready to start planning for your first home purchase… asking “How much is the down payment for a house” is the right place to begin. You will...
Is it beneficial to consolidate credit card debt with a cash out refinance? Anyone who has been behind on credit card payments knows that it can be tough to catch...
What do higher interest rates mean for first time home buyers? We are truly in a unique time in the Texas Housing market. We have seen record setting price increases...
The current 2022 housing market has a lot of people thinking about their future. If you are wondering what your next best move is, this article may help you answer...
How to Protest Property Tax Appraisal in Texas in 2022 As a homeowner in Texas you have the right to protest the evaluation of your property with your county’s appraisal...
Top tips for home security during vacation. Looking forward to traveling this summer with your family? We have some helpful home security advice to give you peace of mind during...
Buying a home in the spring can be a great idea for avoiding the market extremes of the summer and winter. Spring time is when the housing market begins to...
Earnest money can sweeten the deal when you are submitting an offer to buy a home. However, many first-time home buyers aren’t familiar with earnest money and how it works....
Texas homeowners may have an advantage in the current housing market. The right conditions could make this the best time for many homeowners to consider a cash-out home equity refinance....
The differences between a 15 year and 30 year mortgage can be important to homeowners and potential home buyers. There are advantages to consider in choosing the mortgage options that...
How to become a homeowner in 2022 Setting a goal to become a homeowner in 2022 is both exciting and challenging. There are a few things that make 2022 a...
Developing a custom down payment savings plan can be a great first step toward becoming a future homeowner. Understanding both what you need to save and setting the time you...
Using a mortgage payment calculator is a great place to begin if you are thinking about buying a home or refinancing your current mortgage. An online mortgage calculator can be...